Bellevue Medical Bill and Debt Lawyers

Our Chapter 7 and 13 Bellevue bankruptcy attorneys can help you wipe out hospital bills and debts.

Do you know the number-one reason why people declare bankruptcy in the United States? Medical bills. It is estimated that up to 62% of bankruptcies are due to out of control medical bills, according to a Harvard study. Whether it is through a Chapter 7 bankruptcy, or a Chapter 13 bankruptcy, our Bellevue medical bill and debt lawyers are frequently successful in wiping out 100% of all qualifying medical bills and hospital debts.

Even worse, many of these people had health insurance, but sky-high deductibles and expensive co-pays quickly add up when you have a serious illness or injury. Add in the amount of money lost from missing work, and you can quickly see how medical bills can bury you in a financial hole from which you can never escape.

This contradicts the false assumption that declaring bankruptcy is a sign of failure or irresponsibility. Every day in Bellevue, people just like you get a car accident or are diagnosed with cancer. In just a few months they may have tens of thousands of dollars in debt. Creditors are calling them at all hours of the day and night. They get a notice of home foreclosure from their mortgage company. One the downward spiral of debt reaches a certain point there is no hope of recovery.

Mired in medical bills? Get the second chance you need with King County debt relief.

This is why bankruptcy was created – to give hard-working people a second chance when they need it most. In a way, declaring bankruptcy for King County debt relief is like hitting a financial reset button, and it can help not only wipe out hospital bills and debts, it could save your home from foreclosure, allow you to keep your belongings, and put a stop to harassing phone calls. In most cases, all or most of your medical bill debt will be entirely erased.

Are you ready to get back on your feet financially? Contact one of our King County bankruptcy lawyers for a free consultation and find out if you can qualify for either Chapter 7 bankruptcy relief or Chapter 13 bankruptcy relief. If so, you can once again live a life free of debt caused by outrageous medical bills.

Wipe out hospital bills and debts for good with help from our Bellevue bankruptcy attorneys:

• Medical bills are unsecured debt and can always be discharged when you file for bankruptcy.
• There is no such thing as a “medical bankruptcy,” but most of them are the result of medical bill debt.
• You can still receive medical care after declaring bankruptcy, but you may have to explore options with qualified Bellevue medical bill and debt lawyers.
• If you acquired medical bill debt from an injury and can sue the person who caused it, be sure to tell your lawyer.

No matter how responsible you are with money, your entire life can change in the blink of an eye. An auto accident or unexpected illness can lead to weeks of missed work and tens of thousands of dollars in medical bills. What happens if you fall so far behind that you can’t recover? We frequently refer to these as medical bankruptcies or hospital bankruptcies because the only real reason the person is filing to get out from underneath staggering medical debt. Think about what it would be like to never have to pay another hospital bill. Pretty nice, eh?

While this sounds like an extreme example, it’s actually quite common. Hundreds of thousands of people every year declare bankruptcy because of medical bills. And as previously mentioned, most of them have health insurance. Whether or not this is an indictment of our nation’s medical industry is a topic for another profession, but our Bellevue bankruptcy lawyers can help you ascertain whether bankruptcy is a viable option for you.

Bellevue Washington, bankruptcy, and medical bills.

We all know that Bellevue is a growing city with endless opportunity, but if you or a loved one gets sick or injured, you can quickly accumulate a mountain of medical bills. If you would like some information about hospitals in the area, check out this website that includes ratings for each facility.

 Bankruptcy is a way to overcome debt caused by medical bills, and countless Americans take advantage of this opportunity every year. If you live in Bellevue, filing for bankruptcy is done in the U.S. Bankruptcy Court in Washington’s Western District. You may find this page of frequently asked questions helpful, as it talks about unsecured debt, which includes medical bills.

If your medical bills are the result of an injury, read this section.

If you or a loved one were injured in an accident and you sued the responsible party for damages, you must reveal this information to the trustee handling your bankruptcy case. It is a serious crime to withhold this information and you could be charged with bankruptcy fraud. If you haven’t sued, you may have a case, so be sure to discuss this with our King County bankruptcy lawyers.

Future medical care should be considered.

If you like your doctor and the money you owe them is discharged, you can always choose to pay them on your own when your finances are in order. However, you should wait at least 90 days, otherwise the trustee could seize any amount you pay the doctor over $600.

You can still get medical care after declaring bankruptcy at most larger facilities, but smaller facilities may refuse treatment. Be certain that this won’t affect any treatment you’re currently receiving.

Contact our Bellevue bankruptcy lawyers for a FREE consultation.

Are you ready to wipe out hospital bills and debts? Contact us today and talk to one of our Bellevue bankruptcy lawyers about our low flat fees. Whether it is through a Chapter 7 bankruptcy or a Chapter 13 bankruptcy, the only things you have to lose are your medical debts and hospital bills.

(425) 953-4061