Bellevue Chapter 13 Bankruptcy Lawyers

Get the King County debt relief help you need from our experienced Bellevue Chapter 13 bankruptcy attorneys.

Have you fallen far behind on bills and just can’t get caught up? Are creditors and collection agencies calling you at home and at work trying to get their money by using threats and other unscrupulous tactics? Bankruptcy laws were developed to help people stop the endless cycle of unmanageable debt and get a fresh financial start, and Chapter 13 is one such option.

Who benefits most from filing for Chapter 13 bankruptcy? If you have higher than average income, or own property that you would like to keep, then this options may be your best bet. One of our Bellevue Chapter 13 bankruptcy lawyers can petition the court on your behalf if you qualify for this option. The court will then decide whether some or all of your unsecured debt can be waived and then consolidate your remaining debt into a monthly payment plan lasting 3 to 5 years.

This means that much or all of your debt from credit cards and medical bills can be partially or entirely waived. What you’re left with is a monthly payment that you can afford while your credit is steadily restored.

Contact one of our King County Chapter 13 bankruptcy attorneys today for a free consultation. If you want to stop home foreclosure now, stop trustee sale, restore your credit, or just get out from under a mountain of debt, Chapter 13 may be your best option.

Our Bellevue bankruptcy lawyers will fight to earn you maximum financial relief:

• If you want to eliminate your debt without losing your retirement, property, or home equity, Chapter 13 may be a viable solution.
• A means test will help us determine whether you should file for Chapter 7 or Chapter 13 bankruptcy.
• When your lawyer files for Chapter 13 bankruptcy on your behalf, creditors and bill collectors can no longer contact you.
• Home mortgage arrears and penalties can be incorporated into your consolidation plan, which is why Chapter 13 is often called the “home saver plan.”

Many people are reluctant to consider bankruptcy because they think they will lose their home, retirement, and other assets they worked hard to obtain. This is a false assumption, but it’s one that many collection agencies are happy to maintain. They don’t want you to know that bankruptcy is often the best way to reestablish a sound financial identity. In fact, most people in Bellevue that file for bankruptcy eliminate their debt without losing a thing.

If your income is too high to qualify for Chapter 7 bankruptcy, Chapter 13 may be a viable option. If you are facing home foreclosure, filing Chapter 13 may allow you to eliminate much of your debt and keep your home.

Contact our law office today and find out why bill collectors don’t want you to talk to a qualified Bellevue bankruptcy attorney to get the King County debt relief you deserve.

Bellevue, Washington and filing for bankruptcy.

If you’re a Bellevue resident, you know how great it is to live here. Seattle and the great outdoors are literally just outside of your door. For information regarding business opportunities and housing in Bellevue, check out the city website. This page features hot topics affecting the city right now.

 If you’re behind on bills and thinking about filing for Chapter 13 bankruptcy, your case will be handled in the bankruptcy court for Washington’s western district. This page on the court’s website has some useful information about Chapter 13 and many other related topics.

If you would like a fresh financial start, Chapter 13 bankruptcy may be the best solution.

Much depends on your current financial situation and income, but Chapter 13 makes it possible to consolidate debt by making monthly payments you can afford for 3 to 5 years. The most typical payment time-frame is 60 months, but a means test is used to determine the length of the payment plan and the dollar amount of your monthly payments.

Once the term of the plan is completed, you can discharge any remaining unsecured debt like credit cards and medical bills. This allows you to “save” your home from foreclosure while ultimately paying less than the actual amount you owe on unsecured debt.

Stop Home Foreclosure Now! Call our King County Chapter 13 bankruptcy lawyers for a FREE consultation.

Chapter 13 bankruptcies may seem complicated, and they can be. Most cases, however, are relatively straightforward. Let one of our Bellevue bankruptcy attorneys help you get a better understanding of how this option could work for you by contacting our law office for a free bankruptcy consultation. These laws exist to protect you from crippling debt, so put a stop to the harassing phone calls once and for all by giving our Bellevue Chapter 13 bankruptcy lawyers a call today. King County debt relief is right around the corner.

(425) 953-4061