Contact Our Bellevue Bankruptcy Attorneys

We are an experienced team of Bellevue bankruptcy lawyers.

If you’re having a tough time financially, you may be curious about bankruptcy, how it works, and whether it’s a viable option for consideration. There is a lot of information about bankruptcy and King County Debt Relief on the internet, but much of what you read is misinformed or downright wrong. Many of our potential King County bankruptcy clients believe that filing for bankruptcy protection will ruin their finances and destroy their credit rating, but the truth is actually the opposite.

Misconceptions about bankruptcy often motivate people to keep making payments to creditors when there is no hope of ever getting ahead. Do you know who benefits most from these misconceptions? Creditors and debt collectors that don’t want the public to know how effective bankruptcy truly is. If you’ve reached a point where the unyielding cycle of debt is irreversible, it’s time to explore all of your financial options.

The government created bankruptcy laws to help people like you get out from under crippling debt and reengage society as a viable consumer. If too many Americans are trapped in cycle of debt, the entire nation’s economy suffers. We live in a capitalist society, so your ability to make purchases has an effect on the greater whole. For all of these reasons, it makes good sense to file for bankruptcy if it can help you get a fresh start.

The vast majority of people who file for bankruptcy are hardworking people who were faced with circumstances beyond their control. Falling victim to uncontrollable debt does not make you a deadbeat or failure. It is a responsible way to acknowledge that you need a fresh start. Filing for bankruptcy is like pressing a financial reset button. When you file, an automatic stay stops creditors from harassing you. When the process is complete, you immediately start rebuilding your credit.

Do you have questions about bankruptcy? Would you like to get out from under crippling debt once and for all? If so, contact one of our Bellevue bankruptcy lawyers today for a free consultation in order to learn if you can qualify for Washington State bankruptcy protection. Put our decades of combined experience in your corner.

How do I file for bankruptcy and how does the process unfold?

Most people who file for bankruptcy have little understanding of how the Washington State bankruptcy process unfolds. Many of the clients we represent were unaware that they have legal rights in regards to their finances. Debt collectors and creditors do not want you to talk to one of our King County bankruptcy lawyers because they know what almost always happens next. They may threaten you and say all sorts of things that aren’t true to keep you from filing for bankruptcy. Why do you think that is?

If you’re curious about what to expect from the bankruptcy process, consider the following:

Chapter 7 and Chapter 13 Washington State bankruptcy qualification and filing process.

Step 1 – Contact a Bellevue bankruptcy lawyer.

In many facets of life, taking the first step is often the most difficult. This is especially true with bankruptcy because many people are embarrassed about being in debt or afraid of their creditors. Our Bellevue bankruptcy lawyers make this step as easy as possible by offering a free consultation to learn more about King County debt relief.

During your initial consultation, one of our bankruptcy attorneys will help you determine whether or not you can qualify for Chapter 7 or Chapter 13 bankruptcy protection. We can talk over the phone or meet in person, whatever works best for you. Bankruptcy law was created to protect you and give you a fresh start, and if your creditors tell you anything contrary, they are not telling you the truth.

It will be helpful if you prepare for your consultation. Have all of your financial information ready to share, including income, outstanding bills, lawsuits, taxes, and foreclosure papers. We will analyze your finances and figure out whether bankruptcy will work for you. In some cases, bankruptcy is not the best option, and we will tell you if this is the case.

Step 2 – Making the decision to file for bankruptcy.

Once you understand all of the facts, you can then decide whether you would like to file. If so, your King County bankruptcy attorney will immediately begin working on your case. At this point you can forward calls from creditors and collection agencies to our office and they will no longer be able to contact you in any way. If they do, simply let your lawyer know and they make them stop.

Step 3 – Follow up meetings with your lawyer.

Bankruptcy cases in Washington State are usually straightforward, but you will need to visit our office on occasion to go over details or sign papers. We will have the documents ready so that we can quickly review them, and then we can answer any questions you may have.

Step 4 – Signing all paperwork.

When the last of the paperwork is prepared, you simply have to sign. Then, we take that paperwork to the Washington Bankruptcy Court.

Step 5 – Filing your bankruptcy case.

If you live in Bellevue, WA your case will be handled by the US District Court in Western Washington. This is when the automatic stay goes into effect, so if creditors contact you at all from this point forward they can be liable for attorney’s fees and punitive damages. They can’t call you, send you any letters, or attempt to garnish your wages. Filing for bankruptcy also puts a stop to foreclosures, vehicle repossessions, and even the IRS.

Step 6 – Meeting with creditors.

Around 30 to 45 days after filing, you will have to attend a Meeting of Creditors. This sounds worse than it really is and your Washington bankruptcy lawyer will be at your side the entire time. Your attorney will also ensure that you are fully prepared to answer any and all questions.

Step 7 – Discharge of debt.

If you file for Chapter 7 bankruptcy, your dept will be discharged about 3 months after your meeting with creditors. If you file Chapter 13, the trustee in the bankruptcy case informs you of what needs to be done to finalize your payment plan. If you make your monthly payments for the 3 to 5-year duration of the plan, your remaining debt is then fully discharged.

Step 8 – A new financial beginning.

That’s it. The process is done and you can start rebuilding your credit. This happens faster than most people realize. If any of your previous creditors try to contact you at all, simply call your Bellevue bankruptcy lawyer and they will set them straight.

Bellevue, Washington, bankruptcy, and you.

Bellevue is one of the wealthiest cities in Washington, but that doesn’t mean people don’t fall on hard times and need help with uncontrollable debt. Located in King County, Bellevue is a large suburb of Seattle with endless employment and business opportunities for those who want to make the most out of life. Seattle’s close proximity and Bellevue’s size means that anyone can enjoy life to the fullest.

If you would like to find out more about the City of Bellevue, check out their informative and attractive website. If you would like to gather more legal information about filing for bankruptcy, be sure to head on over to the website for the bankruptcy court in the western district. If you just want to find out about the many goings-on in Bellevue, like local parks, restaurants, and entertainment venues, there is an endless amount of information online.

If you have questions about bankruptcy, contact the experienced litigators at our WA State law office and take advantage of our free consultation offer. Get out of debt and enjoy a future free from worry and harassment from creditors.

Why choose our Bellevue bankruptcy attorneys to help you eliminate debt for good.

If you’re dealing with creditors and debt collectors, you don’t need us to tell you how aggressive and unscrupulous they can be. Since the vast majority of people are facing debt problems through no fault of their own, our Bellevue bankruptcy attorneys take these cases very seriously. The uncaring corporate business practices that lead to this kind of harassment are unfair and unethical, especially when creditors treat you like a deadbeat or say that bankruptcy will forever damage your credit.

Bankruptcy laws are in place to help you when you need it most. More than half of bankruptcies are filed by people with out-of-control medical bills. We don’t think that a serious health problem should lead to years of harassment, which is why we work hard to ensure the best end result possible.

We also ensure that our fees for bankruptcy cases remain affordable so that anyone can take advantage of this opportunity. Our King County bankruptcy attorneys offer low flat fees, so you never have to worry about unexpected costs. In some situations, setting up a payment plan may be possible.

We’ve handled countless bankruptcy cases for hundreds of clients, making us highly experienced with all sorts of financial situations. You don’t have to wait until your situation is at its worst. Contact us right now and let us help you get the debt relief you need to forge a fresh start.

Contact our King County debt relief attorneys for a FREE consultation.

You’ve struggle long enough. Wipe out your debts! Keep your property! Contact our Bellevue bankruptcy attorneys today for a free consultation and to learn more about the Washington State bankruptcy qualification and filing process. We handle all Chapter 7 and Chapter 13 cases. Find out if you and your family can qualify for either Chapter 7 or Chapter 13 bankruptcy protection and debt relief.

We will aggressively fight to ensure you get the maximum financial relief possible, according to the law. Stop the phone calls. Eliminate debt. Get a fresh start.

(425) 953-4061